Personal Service
We are specialist independent advisers who provide FREE advice and quotations by email for Key Man, Relevant Life, Shareholder and other types of Insurance, whether for Directors, Key Employees Shareholders, Partners or on a personal basis.
We do not employ any sales people, but offer a more personal service from an expert business protection adviser. This allows you to make an informed decision in your own time.
Other Services
In addition to Key Man, Relevant Life and Shareholder Protection we can also quote and provide advice on the following:
Partnership Protection
Very similar to Shareholder protection and is usually put in place to ensure that, on the death of a partner, their share of the business is available for the other partners to buy and there is sufficient cash available to do this.
Income Protection
Is a generic term covering a range of insurance products that protect individuals and their families from a loss of income caused by extended periods of sickness or disability. Because it is important to set this up correctly and ensure you get paid in the event of a claim, it requires personal advice based on your income, job, sick pay etc.
Personal Life Cover
Provides a lump sum on the death or terminal illness of the insured during the term of the policy. The cash can be used to repay mortgages or loans or provide a cash buffer to the insured or their dependents should there be a claim.
Personal Life & Critical Illness
Provides a lump sum on the death, terminal or serious illness of the insured during the term of the policy. The cash can be used to repay mortgages or loans or provide a cash buffer to the insured or their dependents should there be a claim.
