Personal Service

We are specialist independent advisers who provide free advice and quotations by email every day for Key Man & Relevant Life and other types of Insurance, whether for Directors, Key Employees Shareholders or Partners.

Instead of pushy sales people, we offer a more personal service that provides a thorough market perspective and allows you to make an informed choice.


I'd already spoken to a couple of life insurance advisors before approaching Duncan, and carried out a lot of research on Google!. His insight and expertise to be extremely useful on Key Man, Relevant Life Cover, Critical Illness cover and Income Protection, over and above anything I'd found before.

Damian Clark - Owner/Director
Polaris Business Intelligence Ltd

From start to finish the whole process with Duncan went extremely smoothly. He listened to exactly what I needed and never tried to sell me anything but rather sought to find the most appropriate solution (unlike other companies I spoke to). Can't recommend Duncan enough.

Charlotte Sawyer - Operations Director
Maximus IT Ltd

Duncan is one of the few people I trust implicitly to look after my interests in any dealing we have. He is my first port of call for any issue related to the policies I have, increase in prices or unforeseen circumstances. Every time I have dealt with Duncan I have received fast and accurate information and a prompt resolution to whatever my query or need was. I would strongly recommend Duncan to anyone that wants clear, professional and impartial advice and peace of mind.

Elisabetta Tamiazzo - Business Analyst

Thank you for sorting that - it's been good dealing with you Duncan as you've made the process of sorting insurance seem so straightforward and I like that you haven't bombarded me with the industry jargon and I've just been able to leave you to get on with it, feeling confident we're getting the right products for us.

Kim Anton - Company Secretary
Interface Safety Ltd

Thanks Duncan, You have been a great help. Thanks for your good professional advice and persistence.

Ian Banks - Director
Atoll Ltd

We used Duncan to sort out key man insurance for our startup. He was a pleasure to deal with and made what could have been a complex process simple for us.

Service Category: Insurance Agent
Year first hired: 2012
Top Qualities: Great Results, Personable, Good Value.

Craig Edmunds & Nick Holzher (of The Apprentice 2012)
Founders of Whisk

Don't even try doing it yourself!!!. Use Duncan and arranginging good value Comprehensive personal and/or business cover effectivly takes care of itself. Thoroughly enjoyed working with Duncan and everything was done on time and correctly.

Tom Hopkins - Director
Taylor Hopkinson Associates

If I didn't say it before - thank you for all of your advice. You've saved us a lot of money for triple the cover. I'm very impressed and will recommend you whenever possible.

Andy Jones, Director
Make I.T. Simple Ltd

Duncan is a professional, personable and expert insurance consultant. He handled our needs with diligence and care throughout the process and I could not be happier with his performance. Highly recommended.

Service Category: Financial Advisor
Year first hired: 2013
Top Qualities: Great Results, Personable, Expert.

Jon Brydges - Director
Xact Placements Ltd

I contacted Duncan last month as I was lost in the mine field of trying to find income protection for myself and spending time I did not have searching the internet and making calls. Within days Duncan has found me the correct protection, more importantly for me at the correct price. Following an assessment of my new mortgage a few weeks later I immediately contacted Duncan and once again with his advice had mortgage protection within days. Paperwork from Duncan and the firms I had signed with all came through within a week. I would recommend Duncan to anyone who requires assistance and advice for his professional manner and commitment.

Janenne Connolly

I would strongly recommend Duncan Deaves to anyone that needs a clear, straightforward and fast service.

Having arranged for my unemployment cover a couple of years back I was pleasantly surprised when Duncan got in touch again advising me the renewal cost would increase greatly on my current cover and suggesting we look elsewhere. In the course of a couple of hrs Duncan had already provided me with a number of better alternatives. By the time the letter came from the original policy provider advising of the increase in premium I was all ready to move to the new provider. And all it took on my side was a 10 mins conversation with Duncan to confirm my details.The service provided goes beyond great advice, it's looking out on behalf of the clients.

Elisabetta Tamazzio

Just a note to thank you for organising Frances PHI and Life cover. As usual we were able to access quality cover at a competitive price. We will continue to use your services going forward and would have no hesitation in recommending you to our friends, family and business colleagues. Regards.

Mike Shirkie

Duncan took the stress and inconvenience out of arranging Key Person Protection for my business. He was a pleasure to do business with right from the start with a prompt and accurate assessment of the needs of the business right through all the correspondence associated with setting up the policy. A range of options were provided without overt sales pressure. I will certainly use Duncan again in the future for arranging my insurances.

Service Category: Insurance Agent
Year first hired: 2012
Top Qualities: Personable, Good Value, On Time.

Samantha Kingdon - Director
Kingdon Chiropractic Ltd

I hired Duncan to provide myself and my Technical Director with Key Person Cover and he did this in a seamless and effortless manner. I will definitely recommend Duncan to others and utilise his services again in the future.

Service Category: Insurance Agent
Year first hired: 2011
Top Qualities: Personable, Good Value, High Integrity.

Alan Walker - MD
Telephony Ltd

Duncan was extremely knowledgeable and provided an excellent and prompt service when I was looking for professional Life and Income Protection cover. Well recommended.

Service Category: Insurance Agent
Year first hired: 2012

Gareth Hodgson BBA (Hons) Mngt
Harbour Bay Consulting Ltd

Thank you for all of your help, which was clear. concise and totally appropriate to my exact circumstances. I am delighted with the reccomendations you have made and with your guidance it has been a simple procedure to get the insurance I needed and have put off getting for so long because I found the whole thing very confusing and daunting. I will recommend you to all of my family, freinds and colleagues without hesitation as this is definately a field which requires expert, impartial advice and you have provided a truly exceptional service. Thank you Duncan.

Karen Utterson - NHS Buyer

Duncan was very approachable and responded immediately to queries as they arose. He was very knowledgeable in that he was able to supply insurance cover designed to meet very specific needs. A consummate professional, I would definitely recommend others to use his services with confidence.

Top qualities:
Personable, Expert, High Integrity

Jeanne Barczewska - Owner
Tall Oaks Training Ltd

Duncan is very helpful and patient. He even replied to emails whilst on holiday, nothing was too much for him, the advice he gave us was concise and clear and we would have no problems recommending him to other businesses and friends.

Yvonne Baines
Construction Training Ltd

My business was looking for some specific employee insurance and an internet search gave me Duncan's contact number. A little apprehensive making the first call, you never know what to expect from a Webb search, but very quickly realised this guy new what he was talking about. Straight forward and easy to understand advice and information from Duncan has provided my company with insurance cover that meets all requirements. Excellent response to E mail and postal communication, I will have no problems recommending Duncan's services to my friends and business contacts.

Gareth Griffiths - Director
GDG Automation

I don't know James Stait (at time of writing) but it sounds from his recommendation like he's had the same experience of Duncan as I have had. Duncan doesn't bluff - he's never tried to over-sell me products or services I don't need, been quick to come forward with and give professional advice personalised to me and has a great, consumer-focused manner. Certainly, I too would recommend him without hesitation.

Top qualities: Personable, Expert, High Integrity.

Jonathan Jewell - Owner
Charge de Mission Ltd

Duncan is a highly-motivated professional with great integrity who has consistently delivered excellent results. I would have no hesitation in recommending him as an individual and as an expert in protection insurance for individuals and businesses (such as life insurance and income protection).

Top qualities: Great Results, Personable, High Integrity.

James Stait - Owner
Saligo Bay Ltd

Duncan provides an honest, customer focused and value for money service. He takes the time to fully understand what it is exactly his clients are looking for and then sources a product to suit their needs. I can personally recommend his services.

Top qualities: Great Results, Good Value, High Integrity.

Ian Titchener - Publishing Director

Duncan has proven to be a real asset to the company and has enviable experience and expertise in financial services. I'm very pleased with Duncan.

Top qualities: Great Results, Expert, On Time.

Don Brown - Director
Thomas Brown Associates Ltd

I am writing to express my satisfaction with the service that I obtained from Mr Duncan Deaves(Independent Insurance Consultant). I was looking for an insurance to cover my mortgage. I found lots of company advertising their product on line. It was difficult to decide which one was best and which one was offering the best value for money. I did not have the option to speak to a person dealing with a particular insurance, was told to complete figures on line and liaised with them if I wanted to take their insurance. I came across Mr Deaves details on line. I rang him, he was very friendly and easy to talk to. He took all my details and looked for the right insurance for me within a short space of time. He saved me lots of times as he completed all the relevant paperwork on line. Mr Deaves was communicating with me via email which I found helpful. I would recommend his service to anyone who is looking for insurance out there. The service is free and Mr Deaves is very friendly and efficient.

Gaitree Ramnarine

I would have no hesitation in recommending Duncan to my clients as he has provided sound practical advice in the past - he is one of the good guys to trust.

Top qualities: Expert, Good Value, High Integrity.

Rob Able - Owner
Will Planning Solutions Ltd

Duncan arranged some insurance for me and it was all done with professionalism. Would happily use again. Thanks.

Top Qualities:
Expert, Good Value, On Time.

Mark Field - Company Director

Duncan Deaves - Top Banana

Tim Wilson - CEO
Essential Design Ltd

I will pass on your details to friends & work colleges as I have been extremely pleased with you. You have dealt with all my needs and got me a better insurance deal and cover. If I have any other policies etc i will come to you for all future work. Thanks for all your help, it's much appreciated

Mark Woodward - Accountant

I highly recommend Duncan for anyone looking for any Insurance. Duncan, knows his stuff, he is an excellent communicator and very efficient. Thanks once again 5* Rating.

Top qualities: Expert, On Time.

Phin T Mpofu - Director
2Property Group (UK)

I am very happy with your service and i will use you for all my insurance, both work and home.

Andy Webb - Managing Director
Double W U.K Ltd

I contacted Duncan when I was looking for life insurance and income protection. Duncan was not only professional but also very friendly. His responses were quick and informative and left me in no doubt that I purchased the best insurance deals that was out there. He saved me so much time searching around and I would highly recommend him for all your insurance needs.

Sarah Donlon - Director
M&D Electrical & Security Services Ltd

Fast, friendly, approachable and professional service- took the pain out of searching the internet for hours on end!

Dawn - Director
Jigsaw Consulting (NI) Ltd

Duncan provided me with expert and no-nonsense advice in the setup of Life Insurance policies for my company. I will certainly recommend him to friends and colleagues alike.

Year first hired: 2011
Top Qualities: Personable, On Time, High Integrity.

Neil Forster - IT Consultant

Duncan is an extremely friendly and knowledgable person to do business with. He listens to the client and is not ‘pushy' in his recommendations, compared to others in this sector he was a joy to deal with and I would recommend him to friends, family and colleagues without hesitation! Thanks Duncan!

Service Category: Insurance Agent
Year first hired: 2010 (hired more than once)
Top Qualities: Personable, Expert, Good Value.

Melanie King - Everard Gadd Ltd

Thanks for the comprehensive yet clear and concise email - it's so refreshing to get good advice backed up by simple logic, presented in plain and entirely understandable English and completely free from jargon - thanks again!

Robin Sharman - Company Director

Duncan Deaves was very good and approachable - Very satified with his service

Philip Jennings - Partner
Clarke Jennings Solicitors

Just a short paragraph to let you know how pleased we are with your help, and perseverance! As I mentioned before; we are very busy people with hectic business lives. If it had not been for your pleasant (and not pushy) perseverance, I don't think we would ever have got round to sorting out our insurance situation! Thank you for your time

Michael and Becky Flashman

Duncan at Chase Templeton contacts us regularly regarding expiring policies and always looks for the best deal for our needs. He continues to provide us with a good service and recommends what will benefit us most and explains everything in laymans terms. We found Duncan by chance on the internet, but are so pleased that we did.

Fiona & David Scott

Duncan came up with several options to cover our insurance requirements, and explained things in simple language we could understand. He found policies that suited the purpose and was very patient with our many questions. Despite us being slow to respond to him, his dealings with us were always prompt. Follow-up contact was excellent without any pressure. I wouldn't hesitate to recommend him to a friend.

Jane Whatley - Company Director
Serve-Ice Ltd